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10 Things a Lender Needs From You
Are You Prepared?
W-2 forms or business tax return forms if you're self-employed for the last two or three years for every person signing the loan.
Copies of one or more months of pay stubs from every person signing the loan.
Copies of two to four months of bank or credit union statements for both checking and savings accounts.
Copies of personal tax forms for the last two to three years.
Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in a brokerage account.
Copies of your most recent 401(k) or other retirement account statement.
Documentation to verify additional income, such as child support, pension, etc.
Account numbers of all your credit cards and the amounts of any outstanding balances.
Lender, loan number, and amount owed on other installment loans, student loans, car loans, etc.
Addresses where you lived for the last five to seven years, with names of landlords, if appropriate.
What's My Home Worth?
What That House Sold For
Tips for Sellers
27 Things You Should Know
Squeezing Every Last Dollar
20 Low-Cost Ideas
Tips and Tools for Buyers
Take the Trauma Out Buying
10 Things a Lender Needs
Real Estate Abbreviations
Finding a great Neighborhood
10 Tips for First-Time Buyers
What our clients say
Mercedes was very helpful in listing the house we needed to sell. She guided us through the process and was very personable. She was very informative and knowledgeable regarding the rules and regulations of the home association in our area. Her suggestions were beneficial in getting the house sold. She was also available whenever we called her or had a question or if she was not in the office she promptly returned our calls. She also emailed us any comments from the viewers of the house. These added personal touches were very much appreciated. If we were to sell again we would be glad to call Merc.
Oversized 3 Bedroom, 2 Full Bath Split Foyer on .51 Acres! Two-car Attached Garage!
Fales Realty is a full service brokerage firm located at
1231 N. Main St
in downtown Hampstead, MD 21074. We are dedicated to representing our clients in their best interest with strong work ethic, loyalty, and knowledge of the local real estate market. Whether buying or selling, we are here to assist you in your next real estate transaction. Contact Fales Realty today at
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