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10 Things a Lender Needs From You
Are You Prepared?
W-2 forms or business tax return forms if you're self-employed for the last two or three years for every person signing the loan.
Copies of one or more months of pay stubs from every person signing the loan.
Copies of two to four months of bank or credit union statements for both checking and savings accounts.
Copies of personal tax forms for the last two to three years.
Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in a brokerage account.
Copies of your most recent 401(k) or other retirement account statement.
Documentation to verify additional income, such as child support, pension, etc.
Account numbers of all your credit cards and the amounts of any outstanding balances.
Lender, loan number, and amount owed on other installment loans, student loans, car loans, etc.
Addresses where you lived for the last five to seven years, with names of landlords, if appropriate.
What's My Home Worth?
What That House Sold For
Tips for Sellers
27 Things You Should Know
Squeezing Every Last Dollar
20 Low-Cost Ideas
Tips and Tools for Buyers
Take the Trauma Out Buying
10 Things a Lender Needs
Real Estate Abbreviations
Finding a great Neighborhood
10 Tips for First-Time Buyers
What our clients say
I would highly recommend Mari K to anyone! Through the whole process of selling my home I felt like she was on my side. She kept me well informed, she negotiated in my favor, and was quite knowledgeable. When things were delayed at the end, right up to hours of delays on closing day she remained patient and pleasant (even though we both missed lunch and dinner), drove me on a personal, crisis averting, errand, and was just wonderful! - testimony for Mari K. Moxley
UNDER CONTRACT in 3 Days!! Beautifully Renovated 3 Bedroom, 2 1/2 Bath Brick Cape Cod with a One-car Garage and Fenced-in Backyard all on .47 Acres!
Fales Realty is a full service brokerage firm located at
1231 N. Main St
in downtown Hampstead, MD 21074. We are dedicated to representing our clients in their best interest with strong work ethic, loyalty, and knowledge of the local real estate market. Whether buying or selling, we are here to assist you in your next real estate transaction. Contact Bob and Sherri today
All information on this site is deemed reliable, but not guaranteed.
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